Ace the CCSK 2025 Challenge – Unlock Your Cloud Security Wizardry!

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Which regulatory standard applies to credit card data globally, including data processed by subcontractors?

PCI

The Payment Card Industry Data Security Standard (PCI DSS) is the regulatory framework that applies specifically to the handling of credit card data globally. This standard establishes a set of requirements designed to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.

One key aspect of PCI DSS is its applicability to subcontractors and third-party service providers that also handle payment card data. This means that any organization involved in the processing of credit card transactions, regardless of location, must comply with PCI standards to ensure the protection of sensitive cardholder information.

While other regulations, such as GDPR, HIPAA, and FERPA, focus on different aspects of data protection, they do not specifically address credit card data or the requirements for organizations processing such information on a global scale like PCI does. GDPR focuses on personal data protection and privacy within the European Union, HIPAA pertains to the protection of health information in the United States, and FERPA deals with educational records and student privacy. Thus, the PCI standard is the most relevant when it comes to credit card data security.

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GDPR

HIPAA

FERPA

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